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Chair Power Wheelchair
Is Refinancing a Good choice for us?
My husband and I are empty nesters in our early 50's. We own a home with a first mortgage of $130,000 at 4.625% and a Home Equity Line of Credit of $45,000 at 8%.
The house is worth about $400,000. We need cash for home improvements and to purchase a new $20,000 power wheelchair for me. Insurance will only cover $3,500 of the chair.
My husband is worried about retirement in 12 years and having a 30 year mortgage. We're not tied to the house and when he retires will probably sell.
Is Refinancing now to get cash out for our immediate needs a good choice or is there something else better to get the money we need? Like dipping into the Roth IRA.
Increase your credit line on the home to include the wheelchair. Pay additional principle if you can. You are at under 50% loan to value. When you sell and down size in 12-15 years you should be close to having your Equity Line paid off and depending on when you took outthe 130K loan (judging by the rate I would say 3-4 years ago) you will have it rduced as well.
Hope this helps and good luck
No items matching your keywords were found.
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Wheelchair Carriers US208P Mid Drive Power Chair Platform
$1325.03
Wheelchair Carrier takes pride in introducing newest line of patriotic electric lifts This lift offers the same benefits and features offered in Lift n Go but with a customized United States flag platform This lift comes in both power chair and scooter sized platforms. Loading and unloading is a breeze from either side of the platform. This electric carrier is fully powered. Just press the button and the lift does all the work Best of all the key switch has its own separate box located in a position that allows the user to stay seated while operating their lift Also includes 2 retractable ratchets for securing the chair and one wire harness. Additional ratchets (sold separately) for power chairs are suggested. Overall Length: 48 of usable platform. Overall Width: 28 . Loading Ramp: Either side. Warranty: 3Year Transferable. Ground Clearance: 24 of possible ground clearance. Built in Pocket for securing your Mid Drive Chair.
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Karman LT980 Ultra Lightweight Wheelchair
$516.97
Karman Healthcare has been a leading innovator in the manufacture of home medical products since 1994. Karman provides a full line of wheelchairs walkers rollators power wheelchairs scooters standup wheelchairs oxygen regulators bathroom safety and other home care products. This lightweight wheelchair is ONLY 25lbs w/ Swing Away footrests with a capactiy for 250 lbs why search more for a lightweight chair? It also comes complete with folding backrests Swing Away footrest and Fix armrests padded breathable nylon upholster
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Karman XO202 Standing Wheelchair w/ Power Power Stand
$10920
Karman Healthcare has been a leading innovator in the manufacture of home medical products since 1994. Karman provides a full line of wheelchairs walkers rollators power wheelchairs scooters standup wheelchairs oxygen regulators bathroom safety and other home care products. This sleek new product by Karman Healthcare Inc. couples great design with great parts. USA Patented/CE Approved this Aircraft Grade Aluminum framed StandUp Chair features: Folding Backrests Flip Back Armrests Adjustable Backrest Height/Angle Adjustab
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Wheelchair Carriers US208S Scooter Electric Lift Platform
$1325.03
Wheelchair Carrier takes pride in introducing newest line of patriotic electric lifts This lift offers the same benefits and features offered in Lift n Go but with a customized United States flag platform This lift comes in both power chair and scooter sized platforms. Loading and unloading is a breeze from either side of the platform. This electric carrier is fully powered. Just press the button and the lift does all the work Best of all the key switch has its own separate box located in a position that allows the user to stay seated while operating their lift Also includes 2 retractable ratchets for securing the chair and one wire harness. Overall Length: 48 of usable platform. Overall Width: 28 . Loading Ramp: Either side. Warranty: 3Year Transferable. Ground Clearance: 24 of possible ground clearance.
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FreeRider Power Wheelchair, Blue
$2061
Features of the FreeRider Power Wheelchair: 6" caster on front and rear for maximum stability. Easy access charger port and circuit breaker. Height and depth-adjustable foot platform. Built with easy of service mind. Maximum speed: Up to 6.4km/4 mph Ground clearance: 5cm/2" Front Tires: 6" solid option Rear Tires: 6" solid option Turning radius: 52cm/20.5" Suspension: Active-Trac Drive train: Two-motor, mid-wheel drive Braking system: Intelligent braking (electronic, regenerative disc brakes) Standard electronics: 90amp, Dynamic Shark controller Battery charger: Off-board, 5 amp Per-charger range: Up to 35 miles Battery requirements: (2) 12 volt, deep cycle Weight capacity: 350 lbs.
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Metro Power III 18 X 16 Wheelchair, Desk Arms and Elevating Legrest
$1214.23
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 16 X 16 Wheelchair, Desk Arms and Swingaway Footrest
$1193.01
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 16 X 16 Wheelchair, Desk Arms and Elevating Legrest
$1214.29
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 18 X 16 Wheelchair, Desk Arms and Swingaway Footrest
$1193.01
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 20 X 16 Wheelchair, Desk Arms and Swingaway Footrest
$1193.01
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 20 X 16 Wheelchair, Desk Arms and Elevating Legrest
$1214.29
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 18 X 16 Wheelchair, Desk Arms, Swingaway Footrest, Blue Frame
$1193.01
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 18 X 16 Wheelchair, Desk Arms, Swingaway Footrest, Batteries
$1292.76
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 18 X 16 Wheelchair, Desk Arms, Elevating Legrest, Blue Frame
$1214.29
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 18 X 16 Wheelchair, Desk Arms, Legrest, Blue Frame, Batteries
$1314.04
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 20 X 16 Wheelchair, Desk Arms, Elevating Legrest, Blue Frame
$1214.29
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 18 X 16 Wheelchair, Desk Arms, Swingaway Footrest, Red Frame
$1193.01
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 18 X 16 Wheelchair, Desk Arms, Elevating Legrest, Red Frame
$1214.29
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 20 X 16 Wheelchair, Desk Arms, Swingaway Footrest, Red Frame
$1193.01
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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Metro Power III 20 X 16 Wheelchair, Desk Arms, Elevating Legrest, Red Frame
$1214.29
Product Details: The Metro Power III is a transportable power wheelchair that provides an affordable alternative to scooters and high end chairs for qualified end users. It is a more traditional chair with effortless maneuverability both inside and out. * Rear wheels and casters with airless inserts. * Easy- folding frame for convenient transportability. * Highly reliable and industry-proven electronics by PG Drives Technology. * Ultra-durable frame that meets all ANSI-RESNA structural stress testing. * Value-added tension adjustable back upholstery for improved comfort and increased seating tolerance. * Convenient back pouch and front pouch for personal storage. * 300 lb. weight capacity.
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